KBR Employees

If you are a KBR employee or KBR subsidiary employee, you are eligible to join KBR Heritage FCU.

You don't necessarily have to choose one or the other. A credit union can give you another option for saving, borrowing, and managing your money. As a member of KBR Heritage FCU, you have access to competitive rates, convenient banking services, personalized service, and financial products designed to help you reach your goals.

There's no “one” single answer. Maybe you're looking for a better auto loan rate. Maybe you're saving for a home. Maybe you want a better place to keep your savings. Maybe you simply want a financial institution that offers personal service. Start with the financial goal that matters most to you.

Your employment with KBR may make you eligible for credit union membership. That can give you access to financial products and services that aren't available to the general public. It's an additional financial resource you can use throughout your career and beyond.

No. You can start with the products and services that make the most sense to you. Some members begin with a savings account, a checking account, an auto loan, or another specific financial need and gradually shift more of their banking to the credit union.

Yes. A credit union is a member-owned, not-for-profit financial cooperative. When you join a credit union, you become a member rather than simply a customer. Credit unions are designed to return value to their members through competitive products, rates, fees, and services.

Potentially. Credit unions offer competitive rates on loans and deposits and may have lower or fewer fees on certain products and services. The actual benefit depends on the products you use and the credit union's current rates and fees. Compare our current rates and see what's available to you.

KBR employees have access to a variety of financial products, including:

• Checking accounts
• Savings accounts
• Share Certificates
• Auto loans
• Personal loans
• Home loans
• Credit cards
• Digital banking
• And other financial services

Yes. Eligible members can explore KBR Heritage FCU's auto financing options to purchase or refinance a vehicle. Competitive rates and flexible financing options may help you get more from your vehicle budget.

Explore Auto Loans

Yes, eligible members can explore mortgages, home equity, or other home financing options. Whether you're purchasing your first home, refinancing, or accessing equity, our team can help you understand your options.

Explore Home Loans

Yes, you may be able to refinance an existing loan with KBR Heritage FCU. Refinancing may help you potentially lower your interest rate, reduce your payment, or change the terms of your loan. Subject to credit approval. Contact us to discuss your specific situation.

Yes. Digital banking services allow members to manage their finances conveniently – anytime, anywhere. You can check balances, transfer funds, pay bills, deposit checks, manage cards, set alerts, and more.

Yes, KBR Heritage FCU supports Direct Deposit. Direct deposit can make managing your money easier by automatically depositing your paycheck into your credit union account.

No, you can establish membership without moving your direct deposit. Once you're comfortable with the credit union, you can decide whether additional services like direct deposit make sense for you.

Yes, family members can join KBR Heritage FCU.

No, once you become a member and establish your membership, you can continue your relationship even if your employment situation changes.

A $5 minimum deposit secures your membership.

Yes, KBR Heritage FCU is federally insured by the National Credit Union Administration (NCUA). Eligible member deposits are federally insured up to $250,000 per account.

Yes, you can begin the process from the convenience of your computer or mobile device.

Become a Member

The online application takes about 10 minutes to complete and times out after 20 minutes for security purposes.

You will need your government- or state-issued identification, Social Security number or taxpayer identification number, contact information, and funding for your initial deposit.

No, loan eligibility requires membership. If you're interested in financing, KBR Heritage FCU can help you understand the membership and application steps.