CURRENT RATES
(starting as low as)
LOANS APR TERMS
New Car 2.5% up to
60 months
Used Car 2.5% up to
48 months
Personal 3.5% up to
36 months
Raw Land 7.9% up to
60 months
Share Secured 3.0% ____
Home Equity 4.75% up to
60 months
APR = Annual Percentage Rate

Check Your Credit Score. Save On Interest!

Do you know your credit score rating? Do you have the lowest possible rates on your loans? We want you to earn your personal best score and have the best rates. Enroll and get your free credit score and analysis, updated every month.

We don't only show you your score, we show you some of what's behind it. Things like missed payments, how much revolving credit you're using and number of recent inquiries—some of the information lenders see when evaluating your credit. And check with confidence knowing we never sell your information.

Enroll today by logging into NetBranch, clicking on the Services tab then choosing Credit Score. We now make it all FREE to our Members!

 

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New Product-Card Valet

 

Debit cards offer both convenience and risk. CardValet manages the risk by allowing you to define when, where and how your card can be used.

 

  • Safeguard your cards: turn them "on" and "off" when you aren't using them.
  • Establish transaction controls for dollar amount limits, merchant categories and geographic locations.
  • Receive alerts when your payment card is used, approved or exceeds the transaction controls you set.

 

Download the CardValet app today from your Apple or Google Play store. If you have additional questions,

 

please contact us at 713-753-3022.

 

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 Open an Account Online Today!

 You're already online. Applying is just a few clicks away. When you open an account with KBR Heritage FCU, you'll discover products and services designed to help you meet your financial needs while simplifying life. Click here to open your account today!

 

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New Online Loan Application

 

With our new and improved Online Loan Application, you can quickly and easily apply for a loan from the comfort of your home or office.  It's never been this quick and easy to apply, here’s how:

 

  • Log in to NetBranch

  • Click “Loan Application”

  • Review information

  • Submit application!

    Log in to take full advantage of the benefits of our safe and secure loan application!

    Click here to apply for your next loan.

 

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Your Dreams Are Just A Dandy Loan Away! 

Our two most popular personal loans have been extended and interest rates have been reduced! The possibilities are endless with these options. Mix and match and create the perfect loan for you. Take a look at a few examples and see what works for you:

Borrow $10,000 at 3.45% APR* for 36 months = $292.84/month

Borrow $20,000 at 5.45% APR* for 48 months = $464.77/month

Picture the possibilities you could use the money for:

  • New siding on your house
  • Remodel the kitchen
  • Plan a vacation to DisneyWorld with your kids
  • Wedding Expenses
  • Home repairs
  • Consolidate your loans

 


*APR = Annual Percentage Rate. Rates and terms subject to change without notice. Certain creditworthiness and credit criteria applies for lowest advertised rate. Other terms and rates available. **This offer excludes existing KBRHFCU loans. Limited time offer.

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Don't Toy Around With Dealer Rates!

For a limited time KBRHFCU is offering up to 100% financing on new autos with rates as low as 2.5% APR*. Whether you're shopping for a new or used vehicle or looking to refinance** a loan with KBRHFCU is nothing to toy around with. Call to speak with one of our loan officers or stop by the credit union. We will be happy to assist you with any of your needs!

*APR = Annual Percentage Rate. No additional discounts available. Certain creditworthiness and credit criteria applies for lowest advertised rate. Other terms and rates available. **This offer excludes existing KBRHFCU loans.

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KBRHFCU and CU Member Mortgage help you get the lowest mortgage rates!

It is a great time to open a new door to your new home with a low-cost Mortgage Loan from KBR Heritage Federal Credit Union!

If you're thinking about buying, building, or refinancing a home, it's a great time to make that move. Here's why:

  • Rates are the lowest they've been in years. Look as far back as the early 1960's and you'll find that rates today are the lowest they've been in decades. That fact translates to great savings in your monthly payments.
  • You have options for greater flexibility. If you're worried that you have limited options, think again! Whether you are buying or refinancing, we offer several different types of home loans at fixed and adjustable rates. You pick the option that works best for your needs.
  • Our one-on-one personalized service is difficult to find with the other guys!
  • Quick and easy application process. With the help of CU Member Mortgage, we make it quick and easy to apply for a loan. In a few simple steps you will be on your way to a pre approval letter. A loan officer will contact you with more details once you get pre approved.

To get more information or to apply for a loan, visitkbrhfcu.mortgagewebcenter.com

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Enter App Code: KBR Heritage FCU