Rates

Loans Loans 2 Savings Certificates and IRAs Fees

Effective as of: February 1, 2019

LOANS
Loan Type	APR
AUTO LOANS
Auto Loan - New	As low as 2.50% APR*
Auto Loan - Used	As low as 2.50% APR*
Classic or Specialty-New	As low as 4.50% APR*
Classic or Specialty-Used	As low as 5.00% APR*
MOTORCYCLES
Motorcycles - New	As low as 4.25% APR*
Motorcycles - Used	As low as 4.75% APR*
BOATS/RV'S
Boats/RV's - New	As low as 4.50% APR*
Boats/RV's - Used	As low as 5.00% APR*

Additional Information
*APR = Annual Percentage RateRates are subject to change without notice.All Auto, Motorcycle, Boats, and RV loans require full coverage insurance. Maximum $500.00 deductible on Comprehensive and CollisionThe Credit Union may select the Appraiser.Line of Credit/Overdraft Protection loans have a minimum monthly payment of $30.00. Share secured and Certificate loans are pledged for full loan amount. Minimum monthly payment of $50.00. KBRHFCU Term Share Certificates only.Profit-Sharing/Retirement Plan loans require that the check be made payable to the retirement plan only, not to exceed the payoff amount. Minimum monthly payment of $30.00.Maximum amount for any type of loan should not be construed as guaranteed. Loans are reviewed on applicant's ability to pay, intent to pay, assets and credit history.Secured loans(except share secured) financed longer than 48 months shall have a minimum monthly payment of $100.00. Collateral is negotiable and must be evaluated and approved by a credit union loan officer. All loans are subject to credit approval and certain conditions may apply. Other terms and rates available.

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