(starting as low as)
New Car 2.5% up to
60 months
Used Car 2.5% up to
48 months
Personal 3.5% up to
36 months
Raw Land 7.9% up to
60 months
Share Secured 3.0% ____
Home Equity 4.75% up to
60 months
APR = Annual Percentage Rate



  • New & Used Auto
  • Interest rates starting as low as 2.5% APR • Terms up to 72 months
  • Specialty & Classic Auto
  • Low, competitive interest rates • Terms up to 48 months
  • Motorcycles ( New & Used)
  • Rates starting as low as 5.9% APR • Terms up to 72 months
  • Boat & Recreational Vehicles (New & Used)
  • Rates starting as low as 7.25% APR • Terms up to 72 months

    All loans will be quickly approved and are customizable to fit your needs.


  • Thanks to our partnership with CU Member Mortgage, we can now offer you Conventional, FHA, VA and many other types of home loans at great low rates with terms up to 30 years. Visit the CU Member Mortgage site to get a rate quote, compare rates, apply for a mortgage and for any additional information you may need about mortgages.

Home Equity

  • Use for education expenses, wedding, home improvements, loan consolidation and countless other options • Loan limits from $10,000 up to a maximum of $75,000 • 80% of Short form written estimate of value or Certified Appraised Value or current year tax appraisal statement. Collateral is negotiable and must be evaluated and approved by a Loan Officer • Rates as low as 4.75% • Flexible terms • Fast Approval

  • Certain requirements must be met to be approved

Personal (Signature Loans)

  • Rates as low as 3.5% APR • Flexible terms up to 60 months • Current special promotion rates subject to change at any time • Great for educational expenses, home improvement, vacations, special occasions and everything in between

Other Loans

  • Unimproved Property/Raw Land
  • Share Savings Secured
  • Term Share Certificate Secured
  • Line of Credit
  • Profit Sharing/Retirement Plans

Platinum MasterCard

  • Rates as low as 9.9% APR • No Annual Fee • No late payment fee • Perfect for building your credit

Enter App Code: KBR Heritage FCU